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Showing posts from January, 2020

The Dave Ramsey Baby Steps!

Hey friends,

Today I thought I would touch on the 7 baby steps to help you get out of debt. I wish I could take credit for this but I can't. All the credit goes to Dave Ramsey. If you haven't heard of him go check him out. He is a financial guru that has helped millions of people become debt-free. First of all, I would say the number one thing to do when getting out of debt is to make sure both you and your spouse are on the same page. If you aren't then these strategies will not work. When both of you are on the same page and striving for the same goal it will all work. Now let's get down to the Baby Steps.

Baby step 1:

First thing in baby step 1 is you need a 1,000.00 emergency fund. You know that rainy day fun for when the car breaks down or the dryer quits working or you need dental work that the insurance won't cover. Get this saved up ASAP. Sell things you don't use any more or work some overtime what ever it takes to get your emergency fund to 1,000.00.

Becoming Debt Free, Marriage and Finances!

Hey everyone,
Well, this is the year for us to work on our debt-free journey. Even though I talk about how to stay home with your kids and live on a budget, sometimes to reach our goals we have to sacrifice a little. For me, that means getting a little part-time job with a regular income to help pay off debt. Now I will still be homeschooling my girls so I am looking for a job that will work with my schedule. Although it's not ideal to go to work I am serious about paying off debt once and for all. We live very frugally and still are having a hard time paying our debt down. This has caused undue stress in my marriage and after praying about it I feel like the Lord is telling me to get a little PT job to help out. Now my plate is already full of homemaking and homeschooling and all the other hats I wear but I really want to be debt-free. So, I am looking for a job. I just had an interview for a job working 2 days a week which I feel is doable. I am waiting to hear back from them. …

New Curriculum Book Available!

Hey Friends,

It has been a while since I have posted but let me assure you it was for a good reason. It has been a long time coming but I have finally finished my last workbook. It is A Christian Delight Directed Curriculum K-2 Book #2. The front cover is different because KDP has changed its layout and I was unable to find the original layout. For those of you that have purchased the first k-2 book the second one is on its way. Right now it is in the final review stage and if all goes well it will be available on!!!! I am so excited and also feel so bad that it took this long, but I am a homeschooling mom as well and we all know how life can get in the way of things. If anyone has ordered and used the other curriculum books I would love to have feedback on them, and how they are working for your family. We use them with our middle school daughter and she loves it. I hope the new year is treating you all well and hope to hear from you soon. Until next time Happy Homeschooli…