Skip to main content

Posts

Showing posts from February, 2020

How To Budget (Envelope System)

Good Morning Everyone!




It is a wonderful morning and I am up and at em!!!! I already did my workout for the day and I am feeling good. Today we are going to focus on how to start a budget that you can stick to. I know for most people this is very hard but I promise if you can get a budget and stick to it you will conquer your finances. Budgeting is the number one way that has allowed me to stay at home with my kids and live on one income. I am strict and budget every dollar my husband brings in. Two years ago my husband was able to take a lower-paying job with less stress making half of what he was making because we budgeted and were frugal. Now that he has a better paying job which we are so blessed that he has, we understand that we can make it on very little and still have a happy healthy lifestyle all because of budgeting. So let's get to it!

First of all, when starting a budget you need to calculate your monthly expenses. I'm talking mortgage, rent, utilities, clothing, …